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'Financial literacy in the workplace’ report

  • Find out how well employees understand their finances

  • Get insight into the areas where there are knowledge gaps

  • Learn what you can do to better support and educate your people

FormatPDF
Publication dateDecember 22, 2025

The UK is struggling with financial literacy

And younger generations are lost at sea. Only 16% of 18-24-year-olds feel confident explaining concepts like personal pension contributions to a partner or friend, vs. 56% of over 55s.

Employees are in the dark about pensions

28% say they’d be more likely to use a salary sacrifice pension scheme if they understood how it actually worked.

But there’s a way for employers to help

37% of respondents would feel more satisfied with their employer if they offered financial education which means there’s a key opportunity for workplaces to step in and help.

Download this report to:

Uncover where there is lack of knowledge

Uncover where there is lack of knowledge

Hear about what employees want most

Hear about what employees want most

Learn about how your business can help

Learn about how your business can help

FAQs

This report covers the state of financial literacy across UK workplaces with a key focus on younger cohorts who are suffering the most. We dive into the challenges affecting employee financial literacy today, including the growing generational knowledge divide between younger and older age groups. We also explore what workplaces can do to support better financial education and wellbeing 

As Cost of Living and policy changes converge to create fresh economic challenges, financial literacy isn’t where it should be in the UK. What’s more, younger workers suffer the most as a consequence. There is a need for better financial education so workers can make better decisions and save more effectively, and employers are well-placed to provide this support.